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Then wanted to resign Business? Previously Read These Tips


Ever think to stop so employees and build a business that dream? Yes Working alone, a lot of plans, savings and other things is not impossible if it could be financial plan early on.

Reporting from mybanktracker.com page, here are some things you can do to plan finances for pursuing your dreams:

1. Pay Debt

Before making swerved, if you have consumer debt, such as credit card payments, car and others should make a priority to pay off existing debt.

Consumer debt is the kind of risky debt, a prime example is credit card debt with high interest rates, because it is not supported by any asset to offset the debt.

Make it a priority to pay off consumer debt as much as possible, will offer a better chance of success in your career path, because even if you have high-interest debt, but it is not a burden for the time being and will not tie up your financial condition in the future.

2. Calculate How Much Money You Need Saved

After paying off all debt, go to the next goal which is to determine precisely how much money you need to save.

When the plan to determine the business dreams, make a list of all monthly expenses, including all the necessities such as clothing, food and more. Make a goal of saving such as pension and investment.

Find the minimum amount for your life if you do not receive a salary. Then multiply this number for the next 3-6 months. It will help you calculate how much money should be saved to make a career transition from employee to successful business.

3. Separate Between Business and Personal Finance

Finance plays a big role for business planning. Set up a separate bank account between work and private life. Use personal accounts for domestic transactions, while fees related to work and business use through the work account. Separating the account needs to be done to help keep your finances organized.

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